Getting to grips with your financial future doesn't have to be a painful process. Parminder Bains, a chartered financial planner with over 20 years' experience is passionate about nature. He has devised a way of looking after wealth that will allow you to safeguard your hard-earned money and be sure you and your descendants will be able to reap what you sowed.

In this clear and comprehensive guide he explains the difference between the Spring, Summer, Autumn and Winter seasons of life and where and when the savvy investor should put their focus.

This groundbreaking book goes beyond the realms of personal finance and investment. This book will inspire you to consider how your money can benefit your family and your life for generations to come. Further, it teaches you how you can make a significant difference in the world, leaving behind a rich, lasting legacy that benefits the greater good.

Take a leaf out of nature's book and ensure your harvest is your legacy.