Moving to a new country is one of the most intense and transformative experiences a person can go through. When we cross borders, we don't just carry luggage ? we carry dreams, fears, expectations, and often a heavy dose of uncertainty. Canada may seem like a land of safety, opportunity, and stability. And it can be. But for newcomers, the financial reality is often filled with hidden traps, unfamiliar systems, tough decisions, and a steep learning curve.
That's exactly why this book exists.
After living through the emotional rollercoaster of immigration, I felt the need to write everything down ? to share what I've learned through mistakes, small victories, late-night worries, and meaningful conversations with other immigrants just like you.
You're not alone.
This book isn't about getting rich quickly or unlocking secret millionaire formulas. It's about something far more powerful: making smart money decisions from day one.
That's where the title comes from ? Smart Money Canada.
