David T. Beito is a research fellow at the Independent Institute and professor emeritus at the University of Alabama. He received his PhD in history at the University of Wisconsin and is the author of T.R.M. Howard: Doctor, Entrepreneur, and Civil Rights Pioneer (with Linda Royster Beito) and From Mutual Aid to the Welfare State: Fraternal Societies and Social Services, 1890-1967. He is also co-editor of The Voluntary City: Choice, Community and Civil Society and the forthcoming Rose Lane Says: Thoughts on Liberty and Equality, 1942-1945.

Peter Gordon is a Research Fellow at the Independent Institute and Professor of Policy, Planning and Development at the University of Southern California (USC). He is also attached to USC’s Center for Risk and Economic Analysis of Terrorist Events.

Alexander Tabarrok is Senior Fellow and former Research Director at the Independent Institute, Assistant Editor of The Independent Review, Bartley J. Madden Chair in Economics at the Mercatus Center, Co-founder of Marginal Revolution University, and Director of the Center for Study of Public Choice and Associate Professor of Economics at George Mason University. He received his Ph.D. in economics from George Mason University, and he has taught at the University of Virginia and Ball State University.